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CDJ 2026 MHC 883 print Preview print Next print
Case No : C.M.A (MD) No. 384 of 2023 & C.M.P (MD) Nos. 4578 of 2023 & 2035 of 2025
Judges: THE HONOURABLE MS. JUSTICE R. POORNIMA
Parties : The United India Insurance Company Limited, Represented through its Branch Manager, Madurai Versus Rabeek Begum & Others
Appearing Advocates : For the Appellant: N. Dilip Kumar, Advocate. For the Respondents: R1 to R5, Ananth C. Rajesh, Advocate, R6, No appearance.
Date of Judgment : 28-01-2026
Head Note :-
Motor Vehicles Act, 1988 - Section 173 -

Comparative Citations:
2026 (1) TLNJ 282, 2026 (1) TNMAC 193,
Summary :-
1. Statutes / Acts / Rules / Orders Mentioned:
- Section 173 of the Motor Vehicles Act, 1988
- Sections 279 and 304(A) IPC
- Motor Vehicles Act, 1988
- IPC

2. Catch Words:
- contributory negligence
- compensation
- loss of love and affection
- maintenance
- insurance
- civil miscellaneous appeal

3. Summary:
The appellant insurance company filed a Civil Miscellaneous Appeal under Section 173 of the Motor Vehicles Act, 1988 against the Motor Accident Claims Tribunal’s award of Rs. 35,49,000. The accident involved a two‑wheeler rider (deceased) and a car driven by the first respondent. Evidence showed that both parties were negligent, with the court finding 50 % contributory negligence on the part of the deceased. Consequently, the tribunal’s award was reduced to Rs. 32,59,000 and further adjusted for the 50 % negligence, resulting in a payable amount of Rs. 16,29,500 to the claimants. The court also corrected the quantum for loss of love and affection and disallowed the maintenance award for minors. The appellant was directed to deposit the modified compensation with interest within eight weeks.

4. Conclusion:
Appeal Allowed
Judgment :-

(Prayer: Civil Miscellaneous Appeal is filed under Section 173 of the Motor Vehicles Act, 1988, to set aside the order passed by the Motor Accident Claims Tribunal/Additional District Judge, Theni, in MCOP No.176 of 2017, dated 03/07/2019 as against the appellant.)

1. This Civil Miscellaneous Appeal is preferred against the order passed by the Motor Accident Claims Tribunal/Additional District Judge, Theni, in MCOP No.176 of 2017, dated 03/07/2019.

2. The brief case of the claimant are as follows: -

                            On 14.07.2017 at about 04.50 hours, the deceased (Saleem) was riding his two-wheeler No.TN-60-V-5808 from west to east direction on Bodinaickanur to Thenimain road. While he was proceeding near AIADMK Party Office, the driver of the Car No.TN-09-AU-5142 belonged to the 1st respondent drove the same in a rash and negligent manner and dashed against the two-wheeler. In the said accident,the deceased sustained grievous injuries and he was immediately, taken to the Government Hospital, Theni. Thereafter, he was referred to Government Rajaji Hospital, Madurai, for further treatment, however, he succumbed to the injuries on 14.07.2017. Over the occurrence, a case in Crime No.496 of 2017 was registered by the Palanichettiyatti Police Station for the offences under Sections 279 and 304(A) IPC against the driver of the offending vehicle.

3. At the time of accident, the deceased was aged about 32 years and was working as Electrical Engineer in Arun Enterprises, Theni and was earning Rs.30,000/- per month. Claiming compensation of Rs. 70,00,000/- for the death of the deceased Saleem, the legal heirs of the deceased filed a claim petition before the Tribunal.

4. The 1st respondent remained ex-parte before the Tribunal. The appellant Insurance Company filed their counter disputing the manner of the accident as projected by the claimants,contended that the accident was occurred due to the rash and negligent act of the deceased. The appellant further denied the occupation and income of the deceased and its liability to pay the compensation. It was further contended that the claim is excessive and exorbitant.

5. Before the Tribunal, on the side of the claimants, 4 witnesses were examined as P.W.1 to P.W.4 and 23 documents were marked as Exs.P1 to P23. On the side of the respondents, 2 witnesses were examined as R.W.1 and R.W.2 and 4 documents were marked as Exs.R1 to R4.

6. After considering the material evidence and records, the Tribunal has awarded compensation of Rs.35,49,000/- together with interest at the rate of 7.5% per annum and directed the 2nd respondent Insurance Company to pay the said award amount.

7. Aggrieved over the order of the Tribunal, this Civil Miscellaneous Appeal has been preferred by the Appellant Insurance Company, disputing the manner of accident and their liability to pay the compensation.

8. It is further submitted that the deceased was solely responsible for the accident, as the accident took place on the left side of the road, as evident from the rough sketch (Ex.R2) and observation mahazar (Ex.R1). The insurance company, therefore, contended that the material on record clearly establishes that the deceased contributed to the accident and that the same is a case of head on collision. The Tribunal had erroneously fixed the entire negligence upon the insured driver which is proper as the deceased is also liable for contributory negligence.

9. This Court considered the rival submission of the learned counsels appearing on either side and perused the materials available on record.

10. The issue that now arises for consideration before this Court is whether the first respondent driver alone was responsible for the accident? or whether the deceased, who drove the vehicle in a rash and diligent manner also contributed for the accident?

11. It is not in dispute that the FIR was registered against the driver of the offending insured vehicle and the charge sheet was also filed against the driver of the said vehicle. Further the first respondent, the owner of the car did not contest the case and remained ex parte.

12. The appellant relied upon the evidence of R.W.1 and R.W.2 and Exs.R1 to R4. The Special Sub Inspector of Police attached to Palanichettipatty Police Station was summoned to the Court and examined as R.W.1, through whom Ex.R1-observation Mahazar and Ex.R2-rough sketch of the place of occurrence were marked. According to the 1st petitioner, the offending car bearing registration No.TN-09- AU-5142, was driven in a rash negligent manner and with bright light and collided with the motorcycle ridden by her husband who was proceeding from East on the left side (northern side). Her husband, sustained injuries by the accident,and subsequently succumbed to the same. The said version was corroborated by P.W.3, eye witness to the occurrence. During cross-examination, P.W.3 stated that the occurrence took place on the northern side of the road. He further denied the suggestion that that there was no barricade on the north and southern side of the road.

13. On the contrary, the driver of the offending vehicle was examined as R.W.2. He deposed that barricades had been placed in front of the political office and that, after noticing the two wheeler approaching from the opposite side, he stopped the vehicle. However the rider turned the two wheeler in a negligent manner hit the left side of the vehicle and fell down thereby sustaining injuries,he produced his driving license (Ex.R3), and also the Motor Vehicles Inspection report (Ex.R4). The Ex.R1 observation Mahazar, by the Special Sub Inspector of Police, Palanichettypatti Police Station, in which the place of occurrence is shown as the eastern side of AIADMK office, on the Southern side of the road. Ex.R2 is rough sketch, shows that the place of occurrence is marked on the Southern side of East West Road on the Bodinaickanur to Theni Road. The rough sketch further shows that barricades were placed on both side of the road viz., on the northern side and southern sides. It is an admitted fact that the car proceeding from east to west, on the Southern side viz., left side. The two wheeler ought to have been ridden on the West-East on the northern side, however, the two wheeler took a turn after the barricades towards the Southern side, met with an accident. If the car had stopped after noticing the two wheeler, the accident could not have occurred. On the other hand, the two wheeler after crossing the barricades instead of entering into the northern road turned towards the Southern side and collided with the car. This clearly shows that both drivers are responsible for the accident. P.W.2, the eyewitness wrongly stated that the accident occurred on the Northern side.

14. Further, the rough sketch clearly shows that the accident occurred on the Southern side. Though the charge sheet was filed against the driver of the offending vehicle, the criminal case is pending before the criminal Court and not attained finality. The rough sketch and observation Mahazar filed on behalf of the appellant shows that the deceased also equally contributed for the accident, by riding his vehicle on the wrong side. Therefore, the Tribunal ought to have held the deceased is also responsible for contributory negligence, however, it erroneously fixed the entire responsibility on the driver of the offending car which is improper. Accordingly, this Court holds that the accident occurred due to the contributory negligence and fixes the negligence, at 50% each on the driver of the offending vehicle, and the deceased.

15. Further, the Tribunal awarded a sum of Rs.4,00,000/- towards maintenance for the claimants 2 and 3 which is not permissible in law. The Tribunal awarded sum of Rs.50,000/- towards the 4th and 5th petitioners under the head of loss of loss and affection which is low. They are entitled to compensation under the head of loss of love and affection Rs.40,000/- each as per the dictum of the Hon’ble Supreme Court in National Insurance Company Limited vs. PranaySethi reported in (2017) 16 SCC 680. This Court modified the award by the Tribunal as follows:

Heads by the TribunalAwardHeads by the High CourtAwardStatus
Loss of dependencyRs.30,24,000/-Loss of dependencyRs.30,24,000/-Confirmed but fixed 50% contributory negligence on the part of the deceased
Loss of consortium to the 1st petitionerRs.40,000/-Loss of consortium to the 1st petitionerRs.40,000/-confirmed
Loss of love and affection to the 4th& 5th petitionerRs.50,000/-Loss of love and affection to the 4th& 5th petitionerRs.80,000enhanced
Maintenance of the minors 2nd & 3rd petitionerRs.4,00,000/-Loss of love and affection to the 2nd & 3rd petitionerRs.80,000/-Modified & reduced
Loss of EstateRs.15,000/-Loss of EstateRs.15,000/-confirmed
TransportationRs.5,000/-TransportationRs.5,000/-confirmed
Funeral ExpensesRs.15,000/-Funeral ExpensesRs.15,000/-confirmed
TotalRs.35,49,000/-TotalRs.32,59,000/-reduced
16. Since, this Court fixed 50% of negligence on the part of the deceased, after deducting 50% negligence, the claimants are entitled to a sum of Rs.16,29,500/- (Rs.32,59,000/- – 50% = Rs.16,29,500/-) towards compensation.

17. Accordingly, this Civil Miscellaneous Appal is partly allowed and modified and the compensation amount awarded by the Tribunal is hereby modified and reduced. The appellant insurance company is directed to deposit the entire modified compensation amount of Rs.16,29,500/-, after deducting the amount if any already deposited, with proportionate interest and costs, within a period of eight weeks from the date of receipt of this order. On such deposit, the major claimants are entitled to withdraw their share as per the apportionment made by the Tribunal by making necessary application before the Tribunal. The share of the minor claimants shall be deposited in any one of the Nationalized Bank on fixed deposit scheme till they attain majority. The 1st claimant being the mother and natural guardian of the minor claimants is permitted to withdraw the interest accrued in the fixed deposit once in three months for the welfare of the minor children. Excess amount deposited if any, the same shall be returned back to the appellant Insurance Company. No costs. Consequently, connected miscellaneous petitions are closed.

 
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